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Insurance policy that allows driving other cars

 
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Preludefan86
Project 'Lude


Joined: 03 Dec 2007
Posts: 150

PostPosted: Mon Nov 02, 2009 12:38 am    Post subject: Insurance policy that allows driving other cars Reply with quote

Been with Bell 3 years now, as they have had an option where I pay an extra £30-40 a year and that entitles me to drive any other car 3rd party. They've now stopped doing this and being 23, I can't seem to find any insurance company that will insure me to drive any other cars as I am not yet 25.
Does anyone know of or have insurance that allows them to do this even if they are not yet 25?
Any help on this would be great as it comes in such handy sometimes and would like to still have that option.
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pezking
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Joined: 25 Jul 2008
Posts: 970
Location: South Bucks

PostPosted: Mon Nov 02, 2009 1:48 am    Post subject: Reply with quote

I thought Bell still did it as long as you chose flexi-bell?
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Preludefan86
Project 'Lude


Joined: 03 Dec 2007
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PostPosted: Mon Nov 02, 2009 3:22 pm    Post subject: Reply with quote

Nah they've stopped doing it on the Flexibell, that's what they said when I rang them up the other day anyways.
Anyone got any good companies that will do this?
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bristol_bb4
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Joined: 21 Feb 2009
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PostPosted: Mon Nov 02, 2009 4:03 pm    Post subject: Reply with quote

direct line do it standard with every full comp policy Smile
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richard_ha
Rusted Arches


Joined: 05 Nov 2008
Posts: 139

PostPosted: Mon Nov 02, 2009 4:32 pm    Post subject: Reply with quote

bristol_bb4 wrote:
direct line do it standard with every full comp policy Smile


DIRECTLINE wrote:
If your certificate of motor insurance says so


If you have ‘Driving other Cars' extension then you will able to drive a vehicle ‘not owned, hired or leased to you', this extension only applies to the POLICYHOLDER, but there are age and occupation restrictions. Cover is also restricted to the minimum legal requirement of ‘TPO' (i.e. if you have a comprehensive policy the cover for driving other cars is restricted to TPO).
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Shiny
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Joined: 24 Jun 2008
Posts: 784
Location: Swindon

PostPosted: Mon Nov 02, 2009 4:43 pm    Post subject: Reply with quote

DIRECTLINE wrote:
If your certificate of motor insurance says so


If you have ‘Driving other Cars' extension then you will able to drive a vehicle ‘not owned, hired or leased to you', this extension only applies to the POLICYHOLDER, but there are age and occupation restrictions. Cover is also restricted to the minimum legal requirement of ‘TPO' (i.e. if you have a comprehensive policy the cover for driving other cars is restricted to TPO).

Wink

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pezking
Lude Expert


Joined: 25 Jul 2008
Posts: 970
Location: South Bucks

PostPosted: Tue Nov 03, 2009 1:29 am    Post subject: Reply with quote

Shiny, I think it may be the age restrictions he was referring to... He's under 25
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bristol_bb4
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Joined: 21 Feb 2009
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PostPosted: Tue Nov 03, 2009 7:34 am    Post subject: Reply with quote

yeah im 22 and it says on my policy letter that i can drive any insured car with the owners permission on a 3rd party basis
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Shiny
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Joined: 24 Jun 2008
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PostPosted: Tue Nov 03, 2009 11:01 am    Post subject: Reply with quote

It's what is stated on your Certificate of Insurance that counts.

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bristol_bb4
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Joined: 21 Feb 2009
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PostPosted: Tue Nov 03, 2009 12:27 pm    Post subject: Reply with quote

thats what i meant Laughing
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DAN@ADRIAN FLUX
Log book in the post


Joined: 07 Jan 2009
Posts: 10

PostPosted: Tue Nov 03, 2009 9:32 pm    Post subject: Re: Insurance policy that allows driving other cars Reply with quote

Preludefan86 wrote:
Been with Bell 3 years now, as they have had an option where I pay an extra £30-40 a year and that entitles me to drive any other car 3rd party. They've now stopped doing this and being 23, I can't seem to find any insurance company that will insure me to drive any other cars as I am not yet 25.
Does anyone know of or have insurance that allows them to do this even if they are not yet 25?
Any help on this would be great as it comes in such handy sometimes and would like to still have that option.

Hi.

You could give us a try if you like. Not many Insurers will offer this benefit to drivers under 25 however we do have a few schemes that will.
Regards.
Dan.

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